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	<title>Colin Palmer Financial Services</title>
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	<description>Colin Palmer Financial Services</description>
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		<title>&#124;Investments&#124; Are banks taking too much risk with your investments?</title>
		<link>http://www.cpfs.uk.com/investments-are-banks-taking-too-much-risk-with-your-investments/</link>
		<comments>http://www.cpfs.uk.com/investments-are-banks-taking-too-much-risk-with-your-investments/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 16:56:45 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[NEST ' the Employers or the Cuckoos?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>
		<category><![CDATA[General Financial stuff]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[risk profiling]]></category>

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		<description><![CDATA[In a report this week by the FSA (Financial Services Authority) on risk, titled Retail Conduct Risk Outlook, the FSA made statements regarding the risks that banks may be taking with your investments, risks that may be inappropriate. &#160; They say &#38;...]]></description>
			<content:encoded><![CDATA[In a report this week by the FSA (Financial Services Authority) on risk, titled Retail Conduct Risk Outlook, the FSA made statements regarding the risks that banks may be taking with your investments, risks that may be inappropriate. &#160; They say &#8220;Banks may sell complex or illiquid products that encourage existing private banking clients to take [...]]]></content:encoded>
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		<title>&#124;Investments&#124; Are banks taking too much risk with your investments?</title>
		<link>http://www.cpfs.uk.com/investments-are-banks-taking-too-much-risk-with-your-investments/</link>
		<comments>http://www.cpfs.uk.com/investments-are-banks-taking-too-much-risk-with-your-investments/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 16:56:45 +0000</pubDate>
		<dc:creator>Colin Palmer</dc:creator>
				<category><![CDATA[Deferred Pension Benefits]]></category>
		<category><![CDATA[NEST ' the Employers or the Cuckoos?]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Pension Rule Changes]]></category>
		<category><![CDATA[The Grim Reaper & Your Pension Plan]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.cpfs.uk.com/?p=735</guid>
		<description><![CDATA[In a report this week by the FSA (Financial Services Authority) on risk, titled Retail Conduct Risk Outlook, the FSA made statements regarding the risks that banks may be taking with your investments, risks that may be inappropriate. &#160; They say &#38;...]]></description>
			<content:encoded><![CDATA[In a report this week by the FSA (Financial Services Authority) on risk, titled Retail Conduct Risk Outlook, the FSA made statements regarding the risks that banks may be taking with your investments, risks that may be inappropriate. &#160; They say &#8220;Banks may sell complex or illiquid products that encourage existing private banking clients to take [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Investments&#124; The Mechanism for the Euro Bailout &#124; Savings</title>
		<link>http://www.cpfs.uk.com/investments-the-mechanism-for-the-euro-bailout-savings/</link>
		<comments>http://www.cpfs.uk.com/investments-the-mechanism-for-the-euro-bailout-savings/#comments</comments>
		<pubDate>Thu, 08 Dec 2011 19:14:30 +0000</pubDate>
		<dc:creator>Colin Palmer Financial Services</dc:creator>
		
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		<description><![CDATA[Investments&#124; The Mechanism for the Euro Bailout &#124; Savings The grand leaders of the Euro bloc are meeting today to put together the Grand Bailout to ease all Bailouts with a further gathering -if they turn up, and assuming that the Gravy Train...]]></description>
			<content:encoded><![CDATA[Investments&#124; The Mechanism for the Euro Bailout &#124; Savings The grand leaders of the Euro bloc are meeting today to put together the Grand Bailout to ease all Bailouts with a further gathering -if they turn up, and assuming that the Gravy Train, &#8216;The Ponzi Express&#8217;, does not get derailed in the meantime, of the [...]]]></content:encoded>
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		<title>Pensions&#124; Resolution: In Search of the Wholly Trail! &#124;Investments</title>
		<link>http://www.cpfs.uk.com/pensions-resolution-in-search-of-the-wholly-trail-investments/</link>
		<comments>http://www.cpfs.uk.com/pensions-resolution-in-search-of-the-wholly-trail-investments/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 06:54:56 +0000</pubDate>
		<dc:creator>Colin Palmer Financial Services</dc:creator>
		
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		<description><![CDATA[Pensions&#124; Resolution: In Search of the Wholly Trail! &#124;Investments 20 or so years ago there were about 100 different life companies in the UK &#8211; these consisted of pensions companies and investment companies, life companies etc., who were...]]></description>
			<content:encoded><![CDATA[Pensions&#124; Resolution: In Search of the Wholly Trail! &#124;Investments 20 or so years ago there were about 100 different life companies in the UK &#8211; these consisted of pensions companies and investment companies, life companies etc., who were all fishing for business in the UK market place. In those days the pickings were good, high [...]]]></content:encoded>
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		<title>Pensions &#124; Annuities – are not the only fruit in the basket! &#124; Investments</title>
		<link>http://www.cpfs.uk.com/pensions-annuities-are-not-the-only-fruit-in-the-basket-investments/</link>
		<comments>http://www.cpfs.uk.com/pensions-annuities-are-not-the-only-fruit-in-the-basket-investments/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 14:13:06 +0000</pubDate>
		<dc:creator>Colin Palmer Financial Services</dc:creator>
		
		<guid isPermaLink="false">http://www.colinpalmerfinancialservices.co.uk/?guid=1a06aa4f6a70eaf197fd73925f9144f9</guid>
		<description><![CDATA[Annuities &#8211; are not the only fruit in the basket! How many consumers think that when they get to retirement their pension &#8216;pot&#8217; has to be turned into an Annuity? Well, according to the Association of British Insurers research publishe...]]></description>
			<content:encoded><![CDATA[Annuities &#8211; are not the only fruit in the basket! How many consumers think that when they get to retirement their pension &#8216;pot&#8217; has to be turned into an Annuity? Well, according to the Association of British Insurers research published in the report ‘Annuities: the consumer experience’- found that two-thirds of people buying an annuity buy them [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Pensions&#124; Greece the Musical – oh Mama Mia!&#124;Investments</title>
		<link>http://www.cpfs.uk.com/pensions-greece-the-musical-oh-mama-miainvestments/</link>
		<comments>http://www.cpfs.uk.com/pensions-greece-the-musical-oh-mama-miainvestments/#comments</comments>
		<pubDate>Sat, 05 Nov 2011 00:01:19 +0000</pubDate>
		<dc:creator>Colin Palmer Financial Services</dc:creator>
		
		<guid isPermaLink="false">http://www.colinpalmerfinancialservices.co.uk/?guid=0762533aea0bcfc2388eff2e36f852d1</guid>
		<description><![CDATA[At a stroke yesterday the Greek Prime Minister George Papandreou stunned the markets, to say nothing of Ms Merkel and Ms Sarkozy, by calling for a Referendum on the crisis in Greece. This one statement had the effect of driving down markets by over 2.2...]]></description>
			<content:encoded><![CDATA[At a stroke yesterday the Greek Prime Minister George Papandreou stunned the markets, to say nothing of Ms Merkel and Ms Sarkozy, by calling for a Referendum on the crisis in Greece. This one statement had the effect of driving down markets by over 2.2% (FTSE100) which is more than the total GDP of Greece [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pensions&#124; the ‘excessive’ hidden fees on pensions – with balance!</title>
		<link>http://www.cpfs.uk.com/pensions-the-excessive-hidden-fees-on-pensions-with-balance/</link>
		<comments>http://www.cpfs.uk.com/pensions-the-excessive-hidden-fees-on-pensions-with-balance/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 06:40:44 +0000</pubDate>
		<dc:creator>Colin Palmer Financial Services</dc:creator>
		
		<guid isPermaLink="false">http://www.colinpalmerfinancialservices.co.uk/?guid=7cd1cdfba9a2612df60fb9b80f61c0c2</guid>
		<description><![CDATA[Well, here we go AGAIN! Front page headlines in The Daily Telegraph &#8216;Prudent savers hit by &#8216;excessive&#8217; hidden fees on pensions&#8217; &#8211; If it bleeds, it leads! is the mantra as far as newspapers are concerned, but once again I r...]]></description>
			<content:encoded><![CDATA[Well, here we go AGAIN! Front page headlines in The Daily Telegraph &#8216;Prudent savers hit by &#8216;excessive&#8217; hidden fees on pensions&#8217; &#8211; If it bleeds, it leads! is the mantra as far as newspapers are concerned, but once again I raise the question &#8216;where is the balance in the article?&#8217; The Beef Just to pick [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Pensions&#124; ‘….caught in a land-slide, no escape from reality….’</title>
		<link>http://www.cpfs.uk.com/pensions-caught-in-a-land-slide-no-escape-from-reality/</link>
		<comments>http://www.cpfs.uk.com/pensions-caught-in-a-land-slide-no-escape-from-reality/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 20:09:47 +0000</pubDate>
		<dc:creator>Colin Palmer Financial Services</dc:creator>
		
		<guid isPermaLink="false">http://www.colinpalmerfinancialservices.co.uk/?guid=ec811f096a5d7b5460a8e557a697ab37</guid>
		<description><![CDATA[Pensions&#124;  &#8217;&#8230;.caught in a land-slide, no escape from reality&#8230;.&#8217; Fans of Queen will instantly recognise the words above &#8216;&#8230;caught in a land-slide&#8230;&#8217; etc., as being one of the key phrases from Bohemian ...]]></description>
			<content:encoded><![CDATA[Pensions&#124;  &#8217;&#8230;.caught in a land-slide, no escape from reality&#8230;.&#8217; Fans of Queen will instantly recognise the words above &#8216;&#8230;caught in a land-slide&#8230;&#8217; etc., as being one of the key phrases from Bohemian Rhapsody by Queen, that haunting, brilliant song written (it&#8217;s thought) by Freddie Mercury &#8211; in many ways that particular song should never have [...]]]></content:encoded>
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		<title>Pensions&#124; ‘….caught in a land-slide, no escape from reality….’</title>
		<link>http://www.cpfs.uk.com/pensions-caught-in-a-land-slide-no-escape-from-reality/</link>
		<comments>http://www.cpfs.uk.com/pensions-caught-in-a-land-slide-no-escape-from-reality/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 20:09:47 +0000</pubDate>
		<dc:creator>Colin Palmer Financial Services</dc:creator>
		
		<guid isPermaLink="false">http://www.colinpalmerfinancialservices.co.uk/?guid=ec811f096a5d7b5460a8e557a697ab37</guid>
		<description><![CDATA[Pensions&#124;  &#8217;&#8230;.caught in a land-slide, no escape from reality&#8230;.&#8217; Fans of Queen will instantly recognise the words above &#8216;&#8230;caught in a land-slide&#8230;&#8217; etc., as being one of the key phrases from Bohemian ...]]></description>
			<content:encoded><![CDATA[Pensions&#124;  &#8217;&#8230;.caught in a land-slide, no escape from reality&#8230;.&#8217; Fans of Queen will instantly recognise the words above &#8216;&#8230;caught in a land-slide&#8230;&#8217; etc., as being one of the key phrases from Bohemian Rhapsody by Queen, that haunting, brilliant song written (it&#8217;s thought) by Freddie Mercury &#8211; in many ways that particular song should never have [...]]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<title>Game Changer Threatens Cautious Managed funds – FTimes – Oh! Really?</title>
		<link>http://www.cpfs.uk.com/game-changer-threatens-cautious-managed-funds-ftimes-oh-really/</link>
		<comments>http://www.cpfs.uk.com/game-changer-threatens-cautious-managed-funds-ftimes-oh-really/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 17:40:30 +0000</pubDate>
		<dc:creator>Colin Palmer Financial Services</dc:creator>
		
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		<description><![CDATA[Game Changer Threatens Cautious Managed funds &#8211; FTimes &#8211; Oh! Really? That is a headline in Friday&#8217;s (7th October 2011) Financial Times newspaper. It is a particular dislike of mine when newspapers, and in particular journalists who p...]]></description>
			<content:encoded><![CDATA[Game Changer Threatens Cautious Managed funds &#8211; FTimes &#8211; Oh! Really? That is a headline in Friday&#8217;s (7th October 2011) Financial Times newspaper. It is a particular dislike of mine when newspapers, and in particular journalists who publish articles in fairly respectable journals, spout what can only kindly be described as misleading and likely to influence [...]]]></content:encoded>
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