Archive for the ‘NEST ‘ the Employers or the Cuckoos?’ Category


Investments, Banks, Wealth Managers & the RDR- The Times They Are A Changin’

The Times they are a Changin’ ‘Come gather ’round people Wherever you roam  And admit that the waters Around you have grown’…… Retail banks, Wealth Managers and Financial Advisers are facing greater challenges than ever before, especially as the date for RDR rapidly approaches. For those unfamiliar with RDR, from 1st January 2013 all commission […]

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|Investments| Are banks taking too much risk with your investments?

In a report this week by the FSA (Financial Services Authority) on risk, titled Retail Conduct Risk Outlook, the FSA made statements regarding the risks that banks may be taking with your investments, risks that may be inappropriate.   They say &…

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|Investments| Are banks taking too much risk with your investments?

In a report this week by the FSA (Financial Services Authority) on risk, titled Retail Conduct Risk Outlook, the FSA made statements regarding the risks that banks may be taking with your investments, risks that may be inappropriate.   They say &…

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“Recession has forever changed UK consumers”

That’s the headline in the Daily Telegraph Business section 17th September 2011. So what is the reason for this being on a website of a Royston,Hertfordshire based Independent Financial Adviser, I hear you say! Please read on, all will become evi…

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NEST for Employers – when will the cuckoo lay it’s egg in yours?

From October 2012 ( not exactly a long way away) employers throughout the land, without exception, will have to offer a pension plan to their employees, large or small, 1 employee plus is the starting point! This will cost the employer a further 3% on their wages bill, to say nothing of the ongoing administration […]

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