Archive for the ‘Mortgages’ Category


“Recession has forever changed UK consumers”

That’s the headline in the Daily Telegraph Business section 17th September 2011. So what is the reason for this being on a website of a Royston,Hertfordshire based Independent Financial Adviser, I hear you say! Please read on, all will become evi…

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Mortgages

The mortgage market is currently going through a hiatus in terms of obtaining mortgages for property purchase. 3 years ago 95% mortgages were the norm and the accepted route for FTB’s but now, any 95% rates advertised (and yes, there are some) are as difficult to qualify for as pulling ’hens teeth’. Even 2nd time buyers [...]

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